About App:
We are proud to launch our customer app Unico MPower for our customers. This app can be used by prospective customers for applying for loan. The existing customers can view their loan accounts and perform other transactions using the application.
Existing Customers:
Following features are available for our existing customers
Prospective customers:
New prospective customer can create the lead, complete the KYC and generate in-principle sanction (subject to further credit evaluations).
Our Relationship managers will reach out to for taking you through the journey further.
App is available in Android and will be shortly made available in IOS.
| For Android App visit our play store | For IOS App visit App Store |
|---|---|
 |
IOS App will be available shortly |
Support :
Incase you encounter any issues; while using the app, you can reach out to us
Email Us :
Contact Us :
Address :
Registered Office: Unico Housing Finance Private Limited
8th Floor, The Oval, No. 10 & 12, Venkata Narayana Road,
T. Nagar, Tamil Nadu, Chennai- 600017
You can also share your query/issue at Contact Us
Privacy Policy:
The data you share with us is safe and will only be used for the purpose of onboarding or to meet your service requirements. The data will not be shared with anybody else. Your data is safe with us.
Permission sought for in the app and the purpose of the information is given below:
Android:
| Permission | Purpose |
|---|---|
| ACCESS_COARSE_LOCATION | Access approximate device location via Wi-Fi/mobile networks. |
| ACCESS_FINE_LOCATION | Access precise device location using GPS, Wi-Fi, and mobile networks |
| ACCESS_NETWORK_STATE | Check current network connectivity (Wi-Fi or mobile) |
| ACCESS_WIFI_STATE | Check details about current Wi-Fi connection. |
| CAMERA | Access the device’s camera to capture photos/videos. |
| DOWNLOAD_WITHOUT_NOTIFICATION | Download files in the background without user notification. |
| FOREGROUND_SERVICE | Allow services to run in the foreground (with a persistent notification) |
| GET_ACCOUNT | Access the list of user accounts on the device. |
| INTERNET | Access the internet for API calls, data sync, etc. |
| PACKAGE_USAGE_STAT | Access app usage data |
| POST_NOTIFICATIONS | Access app usage data |
| READ_EXTERNAL_STORAGE | Read media/files from external storage |
| RECEIVE_BOOT_COMPLETED | Restart services when the device boots up |
| SYSTEM_ALERT_WINDOW | Display overlays or floating windows over other apps |
| USE_BIOMETRIC | Use fingerprint/face authentication |
| USE_CREDENTIALS | Use account credentials stored on the device |
| USE_FINGERPRINT | Authenticate using fingerprint |
| WAKE_LOCK | Prevent device from sleeping during important tasks |
| WRITE_EXTERNAL_STORAGE | Save files to external storage |
| CHECK_LICENSE | Verify app license via Google Play |
| com.google.android.c2dm.permission.RECEIVE | Receive Firebase CloudMessaging |
| com.google.android.providers.gsf .permission.READ_GSERVICES | Access Google service settings |
| com.unico_loan.react.DYNAMIC_RECEIVER _NOT_EXPORTED_PERMISSION | Custom app-defined permission for internal secure components |
IOS:
| Permission | Purpose |
|---|---|
| NSCameraUsageDescription | Required for accessing the **camera** to capture documents and selfies for identity verification |
| NSLocationAlwaysAndWhenInUseUsageDescription | Allows access to the device's **location at all times and when the app is in use**, to get the user's current latitude and longitude |
| NSLocationAlwaysUsageDescription | Specifically for accessing **location even in the background** |
| NSLocationWhenInUseUsageDescription | Specifically for accessing **location only while the app is in use** |
| NSPhotoLibraryUsageDescription | Grants access to the user's **photo gallery** so the user can select images to upload |
| NSPhotoLibraryAddUsageDescription | Allows the app to **save images to the photo library** (e.g., storing photos taken in-app) |
| NSFaceIDUsageDescription | Allows app to use the FaceID for Authentication |
Unico Housing Finance Private Limited, an RBI-registered housing finance company, is dedicated to offering affordable housing solutions for lower and middle-income customers. Unico’s services provide diverse benefits, catering to individuals in the affordable housing segment.
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