× Home

Contact Us
unico mobile view logo

Our Products

Customized loan options for your aspirations.

We attentively listen, observe and curate
your perfect loan.

unicohousingfinance products

"Why spend money on rental
homes unnecessarily?"

Own your dream home with Unico Housing Finance and transform your rent into monthly instalments for your own house.

dream home unico

Why Choose Unico

  • Quick Approvals, Simplified Process:

    Recognizing your urgency, we streamline pre-loan formalities to expedite decisions and provide quicker access to your dream home.

  • Seamless Documentation, Reduced Paperwork:

    We emphasize a straightforward documentation process, guaranteeing a smooth journey towards your dream space.

  • Digital Ease, Constant Connectivity:

    Our intuitive digital tools provide round-the-clock access to account details, payments, and support, empowering you at every stage.

Plan your dream home with confidence!

Loan EMI Calculator

Loan Amount


Interest Rate

6 %

Tenure in Years

5 Year

Monthly Emi


Principal Amount


Total Interest


Review from our valued Customers

Sujatha V


Loan Against Property - Commercial

"Unico's loan against property for commercial purposes has been a game-changer for my business.

Ashok metha


Home Renovation Loan

"Thanks to Unico's home renovation loan, I was able to turn my house into my dream home.

Anjali prathap


Loan Against Property-Topup

"As an existing LAP customer of Unico, I recently availed of their top-up option, and I'm extremely satisfied.



Resale Purchase Loan

"Securing a loan for purchasing a resale flat seemed daunting until I approached Unico.

Get a Call Back

We're available 24/7. Connect with us directly, anytime!

Frequently Asked Questions

Answers to your home financing queries



The determination of your Home Loan eligibility relies on your repayment capacity, extending up to 90% of the property value. Repayment capacity is influenced by the combined income of all applicants and the age of the primary applicant.

Certainly, you can also apply for a loan to acquire a home, construct a home, address home repairs, undertake home improvements, extend your existing home, or for the combined purpose of plot purchase and home construction.

You will have to submit the documents along with your application form.

The tenure of your home loan ranges for up to 20 years. The term, however, does not extend beyond the retirement age or 60 years, whichever is earlier.

Yes, based on your income eligibility, we can offer you PNI (Property Not Identified) sanction letter for your home loan. You can identify the property you need to buy based on this document. Kindly speak to your sales manager to know more.

Blogs and Articles about UNICO

Unico’s Home Loan Balance Transfer

  • Unico’s Home Loan Balance Transfer: Empower Your Finances

  • Unico Home Loans: Unveiling the ABCs of Homeownership

  • Unico Home Loans: Unveiling the ABCs of Homeownership

  • >Build Your Dream: Unico's Loan Against Property

  • Build Your Dream: Unico's Loan Against Property - Your Key to Possibilities

  • Invest in your Future with Unico’s Commercial Property Loan

  • Invest in your Future with Unico’s Commercial Property Loan

  • Unico & Oracle: Shaping Dreams for India's Homebuyers

  • Unico & Oracle: Shaping Dreams for India's Homebuyers