A Home Extension Loan is the ideal solution for homeowners looking to add more space and upgrade their living environment. With Unico Home Extension Loans, you can expand your home by adding extra rooms, balconies, or upgrading interiors to create a more spacious and comfortable living space. Now, applying for a home extension loan is easier than ever—simply apply online and enjoy flexible repayment options.
Fund Various Home Expansion Needs: Finance home extensions such as adding new rooms, balconies, or expanding living areas.
Attractive Interest Rates: Benefit from competitive rates that make home expansion more affordable.
Flexible Loan Tenure: Up to 30 years for salaried individuals (Government, PSU, and Private sector). Up to 25 years for other salaried professionals. Up to 20 years for self-employed individuals.
Convenient Loan Servicing: Access our extensive branch network for hassle-free loan management.
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Frequently Asked Questions
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You can initiate a Home Loan application at any point after deciding to purchase or construct a property, even before finalizing the property or commencing construction.
Certainly, resident Indians qualify for tax advantages on both the principal and interest components of a home loan as per the Income Tax Act. It is recommended to seek advice from your tax advisor for specific details.
The security for the loan usually includes a legal interest in the property financed by us and/or any extra collateral or temporary security deemed necessary by us.
The repayment of the principal starts from the month subsequent to the month in which you receive the complete disbursement of your loan. During the interim disbursement period, you are required to pay interest on the disbursed portion of the loan.
Encumbrance refers to claims, charges, or liabilities on a property, typically arising from factors like unpaid loans, outstanding bills, or other financial obligations.
You need to provide an 'own contribution' ranging from 10-25% of the total property cost, depending on the loan amount. A housing loan can cover 75 to 90% of the property cost.
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Unico Housing Finance Private Limited, an RBI-registered housing finance company, is dedicated to offering affordable housing solutions for lower and middle-income customers. Unico’s services provide diverse benefits, catering to individuals in the affordable housing segment.
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