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01/02/2026

Communication on Revision in Referral Payout

From,

Unico Housing Finance Private Limited
No. 10 & 12, Venkata Narayana Road,
T Nagar, Chennai, Tamil Nadu – 600017

To,

Referral Agent (i.e.) Unico Growth Associate (UGA)

Dear Sir/Madam,

Subject: Revision in Referral Payout Slab

Greetings from Unico Housing Finance!

We thank you for the referrals you have contributed to Unico business growth over the past days. We believe that you would continue to contribute increased business to Unico, in the coming days.

We wish to inform you about the revision in referral payout slab as per the below table(s).

Old Referral Payout Slab:

Payout Slab for all cases referred until 31st January 2026 is as below,

For Unico Lending (All product & customer segments).

S. No. Loan Amount (Rs.) Incentive %
1 Up to 30.99 Lakhs 1.00%
2 31 lakhs- 60.99 Lakhs 1.25%
3 61 lakhs & above 1.50%

Note: Unico lenidng indicates afforable loans

For Unico Lending (All product & customer segments).

S. No. Loan Amount (Rs.) Incentive %
1 Up to 39.99 Lakhs 0.50%
2 40 lakhs- 74.99 Lakhs 0.75%
3 75 lakhs & above 1.00%

Note: Co-lending indicate prime loans

Note: The above slab would be eligible for all cases referred and disbursed until 31st January 2026.

New Referral Payout Slab:

Payout Slab for all cases referred with effect from 1st February 2026 is as below,

For Unico Lending (All products & customer segment),

S. No. Loan Amount (Rs.) Incentive %
1 Up to 30.99 Lakhs 1.00%
2 31 lakhs- 60.99 Lakhs 1.25%
3 61 lakhs & above 1.50%

Note: Unico lending indicates affordable loans

For Co-Lending (All products & customer segment),

S. No. Loan Amount (Rs.) Incentive %
1 Up to 39.99 Lakhs 1.00%
2 40 Lakhs to 74.99 Lakhs
3 75 Lakhs & above

Note: Co-lending indicates prime loans

Note: The above slab would be eligible for all cases referred and disbursed with effect from 1st February 2026.

Kindly write to us at customercare@unicohfc.com and/or reach out to Toll-Free Number 18004241800, Customer Care Number 044-61117111 in case of any further clarification.